In a complex and mandatory environment of risk management where up to 30% of payroll can be allocated to insuring physical and human assets, Value 4 offers help. We have developed a suite of products and specialty programs that allow our clients to pool resources, reduce cost and gain advantages of scale.

• Workers Compensation Insurance
• Commercial Insurance
• Commercial Auto
• Group medical, dental, vision, life and disability
• I-WIC
• EPLI
• Specialty Programs
• Boiler Machinery/ Equipment
• Product Recall
• Liquor Liability